Moving from Philadelphia to Dallas (2026)

Dallas has a COL index of 99 vs 107 for Philadelphia (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$520/mo
on core expenses · $75K salary baseline

Key differences

COL index
10799
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
3.1%None
income tax
Take-home at $75K
$4,547$4,741
per month

Salary needed in Dallas to match your Philadelphia lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Dallas
$40K$37,009
$50K$46,262
$60K$55,514
$75K$69,393
$80K$74,019
$100K$92,523
$120K$111,028
$150K$138,785

Monthly budget at $75K — Philadelphia vs Dallas

ExpensePhiladelphiaDallas
Monthly take-home$4,547$4,741
1BR rent$2,000$1,500
Groceries$391$361
Transport$96$96
Utilities$160$175
Internet$65$60
Left after essentials$1,835$2,549

Frequently asked questions

Is Dallas cheaper than Philadelphia?

Yes. Dallas has a cost of living index of 99 vs 107 for Philadelphia (100 = US average). That's about 7% cheaper.

How much will I save moving from Philadelphia to Dallas?

On a $75K salary, moving from Philadelphia to Dallas could save roughly $520/month on core expenses. That's ~$6,240/year.

What salary do I need in Dallas to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $69,393/year in Dallas. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only