Moving from Philadelphia to Colorado Springs (2026)

Colorado Springs has a COL index of 95 vs 107 for Philadelphia (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$575/mo
on core expenses · $75K salary baseline

Key differences

COL index
10795
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
3.1%4.4%
income tax
Take-home at $75K
$4,547$4,466
per month

Salary needed in Colorado Springs to match your Philadelphia lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Colorado Springs
$40K$35,514
$50K$44,393
$60K$53,271
$75K$66,589
$80K$71,028
$100K$88,785
$120K$106,542
$150K$133,178

Monthly budget at $75K — Philadelphia vs Colorado Springs

ExpensePhiladelphiaColorado Springs
Monthly take-home$4,547$4,466
1BR rent$2,000$1,500
Groceries$391$372
Transport$96$55
Utilities$160$145
Internet$65$65
Left after essentials$1,835$2,329

Frequently asked questions

Is Colorado Springs cheaper than Philadelphia?

Yes. Colorado Springs has a cost of living index of 95 vs 107 for Philadelphia (100 = US average). That's about 11% cheaper.

How much will I save moving from Philadelphia to Colorado Springs?

On a $75K salary, moving from Philadelphia to Colorado Springs could save roughly $575/month on core expenses. That's ~$6,900/year.

What salary do I need in Colorado Springs to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $66,589/year in Colorado Springs. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only