Moving from Philadelphia to Charleston (2026)

Charleston has a COL index of 97 vs 107 for Philadelphia (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$156/mo
on core expenses · $75K salary baseline

Key differences

COL index
10797
100 = US avg
1BR rent
$2,000$1,900
per month
State tax
3.1%6.2%
income tax
Take-home at $75K
$4,547$4,353
per month

Salary needed in Charleston to match your Philadelphia lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Charleston
$40K$36,262
$50K$45,327
$60K$54,393
$75K$67,991
$80K$72,523
$100K$90,654
$120K$108,785
$150K$135,981

Monthly budget at $75K — Philadelphia vs Charleston

ExpensePhiladelphiaCharleston
Monthly take-home$4,547$4,353
1BR rent$2,000$1,900
Groceries$391$376
Transport$96$55
Utilities$160$162
Internet$65$63
Left after essentials$1,835$1,797

Frequently asked questions

Is Charleston cheaper than Philadelphia?

Yes. Charleston has a cost of living index of 97 vs 107 for Philadelphia (100 = US average). That's about 9% cheaper.

How much will I save moving from Philadelphia to Charleston?

On a $75K salary, moving from Philadelphia to Charleston could save roughly $156/month on core expenses. That's ~$1,872/year.

What salary do I need in Charleston to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $67,991/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only