Moving from Philadelphia to Boise (2026)

Boise has a COL index of 105 vs 107 for Philadelphia (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$490/mo
on core expenses · $75K salary baseline

Key differences

COL index
107105
100 = US avg
1BR rent
$2,000$1,600
per month
State tax
3.1%5.8%
income tax
Take-home at $75K
$4,547$4,378
per month

Salary needed in Boise to match your Philadelphia lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in PhiladelphiaEquivalent in Boise
$40K$39,252
$50K$49,065
$60K$58,879
$75K$73,598
$80K$78,505
$100K$98,131
$120K$117,757
$150K$147,196

Monthly budget at $75K — Philadelphia vs Boise

ExpensePhiladelphiaBoise
Monthly take-home$4,547$4,378
1BR rent$2,000$1,600
Groceries$391$372
Transport$96$45
Utilities$160$145
Internet$65$60
Left after essentials$1,835$2,156

Frequently asked questions

Is Boise cheaper than Philadelphia?

Yes. Boise has a cost of living index of 105 vs 107 for Philadelphia (100 = US average). That's about 2% cheaper.

How much will I save moving from Philadelphia to Boise?

On a $75K salary, moving from Philadelphia to Boise could save roughly $490/month on core expenses. That's ~$5,880/year.

What salary do I need in Boise to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $73,598/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only