Moving from Pensacola to Springfield (2026)

Springfield has a COL index of 79 vs 88 for Pensacola (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$396/mo
on core expenses · $75K salary baseline

Key differences

COL index
8879
100 = US avg
1BR rent
$1,300$950
per month
State tax
None4.7%
income tax
Take-home at $75K
$4,741$4,447
per month

Salary needed in Springfield to match your Pensacola lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in PensacolaEquivalent in Springfield
$40K$35,909
$50K$44,886
$60K$53,864
$75K$67,330
$80K$71,818
$100K$89,773
$120K$107,727
$150K$134,659

Monthly budget at $75K — Pensacola vs Springfield

ExpensePensacolaSpringfield
Monthly take-home$4,741$4,447
1BR rent$1,300$950
Groceries$361$353
Transport$45$42
Utilities$188$155
Internet$60$58
Left after essentials$2,787$2,889

Frequently asked questions

Is Springfield cheaper than Pensacola?

Yes. Springfield has a cost of living index of 79 vs 88 for Pensacola (100 = US average). That's about 10% cheaper.

How much will I save moving from Pensacola to Springfield?

On a $75K salary, moving from Pensacola to Springfield could save roughly $396/month on core expenses. That's ~$4,752/year.

What salary do I need in Springfield to match my Pensacola lifestyle?

To maintain the same purchasing power as $75,000 in Pensacola, you'd need roughly $67,330/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only