Moving from Omaha to Lubbock (2026)

Lubbock has a COL index of 81 vs 87 for Omaha (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$212/mo
on core expenses · $75K salary baseline

Key differences

COL index
8781
100 = US avg
1BR rent
$1,200$1,000
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Lubbock to match your Omaha lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in OmahaEquivalent in Lubbock
$40K$37,241
$50K$46,552
$60K$55,862
$75K$69,828
$80K$74,483
$100K$93,103
$120K$111,724
$150K$139,655

Monthly budget at $75K — Omaha vs Lubbock

ExpenseOmahaLubbock
Monthly take-home$4,378$4,741
1BR rent$1,200$1,000
Groceries$361$346
Transport$50$38
Utilities$155$172
Internet$60$58
Left after essentials$2,552$3,127

Frequently asked questions

Is Lubbock cheaper than Omaha?

Yes. Lubbock has a cost of living index of 81 vs 87 for Omaha (100 = US average). That's about 7% cheaper.

How much will I save moving from Omaha to Lubbock?

On a $75K salary, moving from Omaha to Lubbock could save roughly $212/month on core expenses. That's ~$2,544/year.

What salary do I need in Lubbock to match my Omaha lifestyle?

To maintain the same purchasing power as $75,000 in Omaha, you'd need roughly $69,828/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only