Moving from Oklahoma City to Phoenix (2026)

Phoenix has a COL index of 100 vs 86 for Oklahoma City (100 = US average). Expect to pay about 16% more for the same lifestyle.

Pay ~$470 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
86100
100 = US avg
1BR rent
$1,100$1,500
per month
State tax
4.8%2.5%
income tax
Take-home at $75K
$4,441$4,584
per month

Salary needed in Phoenix to match your Oklahoma City lifestyle

Based on the 16% cost of living increase between the two cities.

Your salary in Oklahoma CityEquivalent in Phoenix
$40K$46,512
$50K$58,140
$60K$69,767
$75K$87,209
$80K$93,023
$100K$116,279
$120K$139,535
$150K$174,419

Monthly budget at $75K — Oklahoma City vs Phoenix

ExpenseOklahoma CityPhoenix
Monthly take-home$4,441$4,584
1BR rent$1,100$1,500
Groceries$353$369
Transport$50$64
Utilities$175$210
Internet$55$60
Left after essentials$2,708$2,381

Frequently asked questions

Is Phoenix cheaper than Oklahoma City?

No. Phoenix has a cost of living index of 100 vs 86 for Oklahoma City (100 = US average). That's about 16% more expensive.

How much will I save moving from Oklahoma City to Phoenix?

On a $75K salary, core expenses in Phoenix run about $470/month more than Oklahoma City. Factor this into your salary negotiation when relocating.

What salary do I need in Phoenix to match my Oklahoma City lifestyle?

To maintain the same purchasing power as $75,000 in Oklahoma City, you'd need roughly $87,209/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only