Moving from Oklahoma City to McAllen (2026)

McAllen has a COL index of 78 vs 86 for Oklahoma City (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$185/mo
on core expenses · $75K salary baseline

Key differences

COL index
8678
100 = US avg
1BR rent
$1,100$950
per month
State tax
4.8%None
income tax
Take-home at $75K
$4,441$4,741
per month

Salary needed in McAllen to match your Oklahoma City lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in Oklahoma CityEquivalent in McAllen
$40K$36,279
$50K$45,349
$60K$54,419
$75K$68,023
$80K$72,558
$100K$90,698
$120K$108,837
$150K$136,047

Monthly budget at $75K — Oklahoma City vs McAllen

ExpenseOklahoma CityMcAllen
Monthly take-home$4,441$4,741
1BR rent$1,100$950
Groceries$353$338
Transport$50$35
Utilities$175$165
Internet$55$60
Left after essentials$2,708$3,193

Frequently asked questions

Is McAllen cheaper than Oklahoma City?

Yes. McAllen has a cost of living index of 78 vs 86 for Oklahoma City (100 = US average). That's about 9% cheaper.

How much will I save moving from Oklahoma City to McAllen?

On a $75K salary, moving from Oklahoma City to McAllen could save roughly $185/month on core expenses. That's ~$2,220/year.

What salary do I need in McAllen to match my Oklahoma City lifestyle?

To maintain the same purchasing power as $75,000 in Oklahoma City, you'd need roughly $68,023/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only