Moving from Oklahoma City to Lubbock (2026)

Lubbock has a COL index of 81 vs 86 for Oklahoma City (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$119/mo
on core expenses · $75K salary baseline

Key differences

COL index
8681
100 = US avg
1BR rent
$1,100$1,000
per month
State tax
4.8%None
income tax
Take-home at $75K
$4,441$4,741
per month

Salary needed in Lubbock to match your Oklahoma City lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in Oklahoma CityEquivalent in Lubbock
$40K$37,674
$50K$47,093
$60K$56,512
$75K$70,640
$80K$75,349
$100K$94,186
$120K$113,023
$150K$141,279

Monthly budget at $75K — Oklahoma City vs Lubbock

ExpenseOklahoma CityLubbock
Monthly take-home$4,441$4,741
1BR rent$1,100$1,000
Groceries$353$346
Transport$50$38
Utilities$175$172
Internet$55$58
Left after essentials$2,708$3,127

Frequently asked questions

Is Lubbock cheaper than Oklahoma City?

Yes. Lubbock has a cost of living index of 81 vs 86 for Oklahoma City (100 = US average). That's about 6% cheaper.

How much will I save moving from Oklahoma City to Lubbock?

On a $75K salary, moving from Oklahoma City to Lubbock could save roughly $119/month on core expenses. That's ~$1,428/year.

What salary do I need in Lubbock to match my Oklahoma City lifestyle?

To maintain the same purchasing power as $75,000 in Oklahoma City, you'd need roughly $70,640/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only