Moving from Oakland to Stockton (2026)

Stockton has a COL index of 100 vs 162 for Oakland (100 = US average). You'd pay about 38% less for the same lifestyle.

Save ~$1,278/mo
on core expenses · $75K salary baseline

Key differences

COL index
162100
100 = US avg
1BR rent
$2,700$1,500
per month
State tax
9.3%9.3%
income tax
Take-home at $75K
$4,159$4,159
per month

Salary needed in Stockton to match your Oakland lifestyle

Based on the 38% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Stockton
$40K$24,691
$50K$30,864
$60K$37,037
$75K$46,296
$80K$49,383
$100K$61,728
$120K$74,074
$150K$92,593

Monthly budget at $75K — Oakland vs Stockton

ExpenseOaklandStockton
Monthly take-home$4,159$4,159
1BR rent$2,700$1,500
Groceries$426$388
Transport$100$68
Utilities$148$145
Internet$70$65
Left after essentials$715$1,993

Frequently asked questions

Is Stockton cheaper than Oakland?

Yes. Stockton has a cost of living index of 100 vs 162 for Oakland (100 = US average). That's about 38% cheaper.

How much will I save moving from Oakland to Stockton?

On a $75K salary, moving from Oakland to Stockton could save roughly $1,278/month on core expenses. That's ~$15,336/year.

What salary do I need in Stockton to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $46,296/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only