Moving from Oakland to Amarillo (2026)

Amarillo has a COL index of 80 vs 162 for Oakland (100 = US average). You'd pay about 51% less for the same lifestyle.

Save ~$1,880/mo
on core expenses · $75K salary baseline

Key differences

COL index
16280
100 = US avg
1BR rent
$2,700$950
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Amarillo to match your Oakland lifestyle

Based on the 51% cost of living decrease between the two cities.

Your salary in OaklandEquivalent in Amarillo
$40K$19,753
$50K$24,691
$60K$29,630
$75K$37,037
$80K$39,506
$100K$49,383
$120K$59,259
$150K$74,074

Monthly budget at $75K — Oakland vs Amarillo

ExpenseOaklandAmarillo
Monthly take-home$4,159$4,741
1BR rent$2,700$950
Groceries$426$346
Transport$100$38
Utilities$148$170
Internet$70$60
Left after essentials$715$3,177

Frequently asked questions

Is Amarillo cheaper than Oakland?

Yes. Amarillo has a cost of living index of 80 vs 162 for Oakland (100 = US average). That's about 51% cheaper.

How much will I save moving from Oakland to Amarillo?

On a $75K salary, moving from Oakland to Amarillo could save roughly $1,880/month on core expenses. That's ~$22,560/year.

What salary do I need in Amarillo to match my Oakland lifestyle?

To maintain the same purchasing power as $75,000 in Oakland, you'd need roughly $37,037/year in Amarillo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only