Moving from Norfolk to Madison (2026)

Madison has a COL index of 97 vs 90 for Norfolk (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$271 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9097
100 = US avg
1BR rent
$1,400$1,650
per month
State tax
5.8%7.7%
income tax
Take-home at $75K
$4,378$4,259
per month

Salary needed in Madison to match your Norfolk lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in NorfolkEquivalent in Madison
$40K$43,111
$50K$53,889
$60K$64,667
$75K$80,833
$80K$86,222
$100K$107,778
$120K$129,333
$150K$161,667

Monthly budget at $75K — Norfolk vs Madison

ExpenseNorfolkMadison
Monthly take-home$4,378$4,259
1BR rent$1,400$1,650
Groceries$365$384
Transport$55$62
Utilities$170$162
Internet$60$63
Left after essentials$2,328$1,938

Frequently asked questions

Is Madison cheaper than Norfolk?

No. Madison has a cost of living index of 97 vs 90 for Norfolk (100 = US average). That's about 8% more expensive.

How much will I save moving from Norfolk to Madison?

On a $75K salary, core expenses in Madison run about $271/month more than Norfolk. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Norfolk lifestyle?

To maintain the same purchasing power as $75,000 in Norfolk, you'd need roughly $80,833/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only