Moving from Madison to Norfolk (2026)
Norfolk has a COL index of 90 vs 97 for Madison (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$271/mo
on core expenses · $75K salary baseline
Key differences
COL index
9790
100 = US avg
1BR rent
$1,650$1,400
per month
State tax
7.7%5.8%
income tax
Take-home at $75K
$4,259$4,378
per month
Salary needed in Norfolk to match your Madison lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Madison | Equivalent in Norfolk |
|---|---|
| $40K | $37,113 |
| $50K | $46,392 |
| $60K | $55,670 |
| $75K | $69,588 |
| $80K | $74,227 |
| $100K | $92,784 |
| $120K | $111,340 |
| $150K | $139,175 |
Monthly budget at $75K — Madison vs Norfolk
| Expense | Madison | Norfolk |
|---|---|---|
| Monthly take-home | $4,259 | $4,378 |
| 1BR rent | $1,650 | $1,400 |
| Groceries | $384 | $365 |
| Transport | $62 | $55 |
| Utilities | $162 | $170 |
| Internet | $63 | $60 |
| Left after essentials | $1,938 | $2,328 |
Frequently asked questions
Is Norfolk cheaper than Madison?
Yes. Norfolk has a cost of living index of 90 vs 97 for Madison (100 = US average). That's about 7% cheaper.
How much will I save moving from Madison to Norfolk?
On a $75K salary, moving from Madison to Norfolk could save roughly $271/month on core expenses. That's ~$3,252/year.
What salary do I need in Norfolk to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $69,588/year in Norfolk. This is based on the overall COL index difference between the two cities.
Moving from Norfolk to MadisonMadison vs Norfolk — full comparisonMadison cost of livingNorfolk cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only