Moving from Norfolk to Duluth (2026)
Duluth has a COL index of 87 vs 90 for Norfolk (100 = US average). You'd pay about 3% less for the same lifestyle.
Save ~$194/mo
on core expenses · $75K salary baseline
Key differences
COL index
9087
100 = US avg
1BR rent
$1,400$1,200
per month
State tax
5.8%9.9%
income tax
Take-home at $75K
$4,378$4,122
per month
Salary needed in Duluth to match your Norfolk lifestyle
Based on the 3% cost of living decrease between the two cities.
| Your salary in Norfolk | Equivalent in Duluth |
|---|---|
| $40K | $38,667 |
| $50K | $48,333 |
| $60K | $58,000 |
| $75K | $72,500 |
| $80K | $77,333 |
| $100K | $96,667 |
| $120K | $116,000 |
| $150K | $145,000 |
Monthly budget at $75K — Norfolk vs Duluth
| Expense | Norfolk | Duluth |
|---|---|---|
| Monthly take-home | $4,378 | $4,122 |
| 1BR rent | $1,400 | $1,200 |
| Groceries | $365 | $369 |
| Transport | $55 | $60 |
| Utilities | $170 | $165 |
| Internet | $60 | $62 |
| Left after essentials | $2,328 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Norfolk?
Yes. Duluth has a cost of living index of 87 vs 90 for Norfolk (100 = US average). That's about 3% cheaper.
How much will I save moving from Norfolk to Duluth?
On a $75K salary, moving from Norfolk to Duluth could save roughly $194/month on core expenses. That's ~$2,328/year.
What salary do I need in Duluth to match my Norfolk lifestyle?
To maintain the same purchasing power as $75,000 in Norfolk, you'd need roughly $72,500/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to NorfolkNorfolk vs Duluth — full comparisonNorfolk cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only