Moving from Duluth to Norfolk (2026)

Norfolk has a COL index of 90 vs 87 for Duluth (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$194 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8790
100 = US avg
1BR rent
$1,200$1,400
per month
State tax
9.9%5.8%
income tax
Take-home at $75K
$4,122$4,378
per month

Salary needed in Norfolk to match your Duluth lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Norfolk
$40K$41,379
$50K$51,724
$60K$62,069
$75K$77,586
$80K$82,759
$100K$103,448
$120K$124,138
$150K$155,172

Monthly budget at $75K — Duluth vs Norfolk

ExpenseDuluthNorfolk
Monthly take-home$4,122$4,378
1BR rent$1,200$1,400
Groceries$369$365
Transport$60$55
Utilities$165$170
Internet$62$60
Left after essentials$2,266$2,328

Frequently asked questions

Is Norfolk cheaper than Duluth?

No. Norfolk has a cost of living index of 90 vs 87 for Duluth (100 = US average). That's about 3% more expensive.

How much will I save moving from Duluth to Norfolk?

On a $75K salary, core expenses in Norfolk run about $194/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Norfolk to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $77,586/year in Norfolk. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only