Moving from Norfolk to Baltimore (2026)

Baltimore has a COL index of 110 vs 90 for Norfolk (100 = US average). Expect to pay about 22% more for the same lifestyle.

Pay ~$569 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
90110
100 = US avg
1BR rent
$1,400$1,900
per month
State tax
5.8%4.8%
income tax
Take-home at $75K
$4,378$4,441
per month

Salary needed in Baltimore to match your Norfolk lifestyle

Based on the 22% cost of living increase between the two cities.

Your salary in NorfolkEquivalent in Baltimore
$40K$48,889
$50K$61,111
$60K$73,333
$75K$91,667
$80K$97,778
$100K$122,222
$120K$146,667
$150K$183,333

Monthly budget at $75K — Norfolk vs Baltimore

ExpenseNorfolkBaltimore
Monthly take-home$4,378$4,441
1BR rent$1,400$1,900
Groceries$365$391
Transport$55$88
Utilities$170$175
Internet$60$65
Left after essentials$2,328$1,822

Frequently asked questions

Is Baltimore cheaper than Norfolk?

No. Baltimore has a cost of living index of 110 vs 90 for Norfolk (100 = US average). That's about 22% more expensive.

How much will I save moving from Norfolk to Baltimore?

On a $75K salary, core expenses in Baltimore run about $569/month more than Norfolk. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Norfolk lifestyle?

To maintain the same purchasing power as $75,000 in Norfolk, you'd need roughly $91,667/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only