Moving from Baltimore to Norfolk (2026)
Norfolk has a COL index of 90 vs 110 for Baltimore (100 = US average). You'd pay about 18% less for the same lifestyle.
Key differences
Salary needed in Norfolk to match your Baltimore lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Baltimore | Equivalent in Norfolk |
|---|---|
| $40K | $32,727 |
| $50K | $40,909 |
| $60K | $49,091 |
| $75K | $61,364 |
| $80K | $65,455 |
| $100K | $81,818 |
| $120K | $98,182 |
| $150K | $122,727 |
Monthly budget at $75K — Baltimore vs Norfolk
| Expense | Baltimore | Norfolk |
|---|---|---|
| Monthly take-home | $4,441 | $4,378 |
| 1BR rent | $1,900 | $1,400 |
| Groceries | $391 | $365 |
| Transport | $88 | $55 |
| Utilities | $175 | $170 |
| Internet | $65 | $60 |
| Left after essentials | $1,822 | $2,328 |
Frequently asked questions
Is Norfolk cheaper than Baltimore?
Yes. Norfolk has a cost of living index of 90 vs 110 for Baltimore (100 = US average). That's about 18% cheaper.
How much will I save moving from Baltimore to Norfolk?
On a $75K salary, moving from Baltimore to Norfolk could save roughly $569/month on core expenses. That's ~$6,828/year.
What salary do I need in Norfolk to match my Baltimore lifestyle?
To maintain the same purchasing power as $75,000 in Baltimore, you'd need roughly $61,364/year in Norfolk. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only