Moving from New York to West Palm Beach (2026)

West Palm Beach has a COL index of 117 vs 187 for New York (100 = US average). You'd pay about 37% less for the same lifestyle.

Save ~$1,139/mo
on core expenses · $75K salary baseline

Key differences

COL index
187117
100 = US avg
1BR rent
$3,500$2,400
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month

Salary needed in West Palm Beach to match your New York lifestyle

Based on the 37% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in West Palm Beach
$40K$25,027
$50K$31,283
$60K$37,540
$75K$46,925
$80K$50,053
$100K$62,567
$120K$75,080
$150K$93,850

Monthly budget at $75K — New York vs West Palm Beach

ExpenseNew YorkWest Palm Beach
Monthly take-home$4,309$4,741
1BR rent$3,500$2,400
Groceries$437$403
Transport$132$112
Utilities$180$200
Internet$75$70
Left after essentials$-15$1,556

Frequently asked questions

Is West Palm Beach cheaper than New York?

Yes. West Palm Beach has a cost of living index of 117 vs 187 for New York (100 = US average). That's about 37% cheaper.

How much will I save moving from New York to West Palm Beach?

On a $75K salary, moving from New York to West Palm Beach could save roughly $1,139/month on core expenses. That's ~$13,668/year.

What salary do I need in West Palm Beach to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $46,925/year in West Palm Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only