Moving from New York to Tampa (2026)
Tampa has a COL index of 104 vs 187 for New York (100 = US average). You'd pay about 44% less for the same lifestyle.
Save ~$1,623/mo
on core expenses · $75K salary baseline
Key differences
COL index
187104
100 = US avg
1BR rent
$3,500$2,000
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month
Salary needed in Tampa to match your New York lifestyle
Based on the 44% cost of living decrease between the two cities.
| Your salary in New York | Equivalent in Tampa |
|---|---|
| $40K | $22,246 |
| $50K | $27,807 |
| $60K | $33,369 |
| $75K | $41,711 |
| $80K | $44,492 |
| $100K | $55,615 |
| $120K | $66,738 |
| $150K | $83,422 |
Monthly budget at $75K — New York vs Tampa
| Expense | New York | Tampa |
|---|---|---|
| Monthly take-home | $4,309 | $4,741 |
| 1BR rent | $3,500 | $2,000 |
| Groceries | $437 | $376 |
| Transport | $132 | $65 |
| Utilities | $180 | $195 |
| Internet | $75 | $65 |
| Left after essentials | $-15 | $2,040 |
Frequently asked questions
Is Tampa cheaper than New York?
Yes. Tampa has a cost of living index of 104 vs 187 for New York (100 = US average). That's about 44% cheaper.
How much will I save moving from New York to Tampa?
On a $75K salary, moving from New York to Tampa could save roughly $1,623/month on core expenses. That's ~$19,476/year.
What salary do I need in Tampa to match my New York lifestyle?
To maintain the same purchasing power as $75,000 in New York, you'd need roughly $41,711/year in Tampa. This is based on the overall COL index difference between the two cities.
Moving from Tampa to New YorkNew York vs Tampa — full comparisonNew York cost of livingTampa cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only