Moving from New York to Raleigh (2026)

Raleigh has a COL index of 101 vs 187 for New York (100 = US average). You'd pay about 46% less for the same lifestyle.

Save ~$1,979/mo
on core expenses · $75K salary baseline

Key differences

COL index
187101
100 = US avg
1BR rent
$3,500$1,700
per month
State tax
6.9%4.5%
income tax
Take-home at $75K
$4,309$4,459
per month

Salary needed in Raleigh to match your New York lifestyle

Based on the 46% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Raleigh
$40K$21,604
$50K$27,005
$60K$32,406
$75K$40,508
$80K$43,209
$100K$54,011
$120K$64,813
$150K$81,016

Monthly budget at $75K — New York vs Raleigh

ExpenseNew YorkRaleigh
Monthly take-home$4,309$4,459
1BR rent$3,500$1,700
Groceries$437$365
Transport$132$70
Utilities$180$150
Internet$75$60
Left after essentials$-15$2,114

Frequently asked questions

Is Raleigh cheaper than New York?

Yes. Raleigh has a cost of living index of 101 vs 187 for New York (100 = US average). That's about 46% cheaper.

How much will I save moving from New York to Raleigh?

On a $75K salary, moving from New York to Raleigh could save roughly $1,979/month on core expenses. That's ~$23,748/year.

What salary do I need in Raleigh to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $40,508/year in Raleigh. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only