Moving from New York to Oaxaca (2026)
Oaxaca has a COL index of 32 vs 187 for New York (100 = US average). You'd pay about 83% less for the same lifestyle.
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Key differences
Salary needed in Oaxaca to match your New York lifestyle
Based on the 83% cost of living decrease between the two cities.
| Your salary in New York | Equivalent in Oaxaca |
|---|---|
| $40K | $6,845 |
| $50K | $8,556 |
| $60K | $10,267 |
| $75K | $12,834 |
| $80K | $13,690 |
| $100K | $17,112 |
| $120K | $20,535 |
| $150K | $25,668 |
Adjust your salary
Monthly budget at $75K — New York vs Oaxaca
| Expense | New York | Oaxaca |
|---|---|---|
| Monthly take-home | $4,309 | $4,741 |
| 1BR rent | $3,500 | $400 |
| Groceries | $437 | $380 |
| Transport | $132 | $150 |
| Utilities | $180 | $45 |
| Internet | $75 | $25 |
| Left after essentials | $-15 | $3,741 |
30-Year Wealth Builder
If you invest your monthly savings of $3,324 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in New York — that's the real price of a city.
Frequently asked questions
Is Oaxaca cheaper than New York?
Yes. Oaxaca has a cost of living index of 32 vs 187 for New York (100 = US average). That's about 83% cheaper.
How much will I save moving from New York to Oaxaca?
On a $75K salary, moving from New York to Oaxaca saves roughly $3,531/month on core expenses. That's ~$42,372/year.
What salary do I need in Oaxaca to match my New York lifestyle?
To maintain the same purchasing power as $75,000 in New York, you'd need roughly $12,834/year in Oaxaca. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only