Moving from New York to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 187 for New York (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$1,878/mo
on core expenses · $75K salary baseline

Key differences

COL index
187106
100 = US avg
1BR rent
$3,500$1,700
per month
State tax
6.9%9.9%
income tax
Take-home at $75K
$4,309$4,122
per month

Salary needed in Minneapolis to match your New York lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Minneapolis
$40K$22,674
$50K$28,342
$60K$34,011
$75K$42,513
$80K$45,348
$100K$56,684
$120K$68,021
$150K$85,027

Monthly budget at $75K — New York vs Minneapolis

ExpenseNew YorkMinneapolis
Monthly take-home$4,309$4,122
1BR rent$3,500$1,700
Groceries$437$391
Transport$132$95
Utilities$180$195
Internet$75$65
Left after essentials$-15$1,676

Frequently asked questions

Is Minneapolis cheaper than New York?

Yes. Minneapolis has a cost of living index of 106 vs 187 for New York (100 = US average). That's about 43% cheaper.

How much will I save moving from New York to Minneapolis?

On a $75K salary, moving from New York to Minneapolis could save roughly $1,878/month on core expenses. That's ~$22,536/year.

What salary do I need in Minneapolis to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $42,513/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only