Moving from New York to Midland (2026)

Midland has a COL index of 93 vs 187 for New York (100 = US average). You'd pay about 50% less for the same lifestyle.

Save ~$2,481/mo
on core expenses · $75K salary baseline

Key differences

COL index
18793
100 = US avg
1BR rent
$3,500$1,200
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month

Salary needed in Midland to match your New York lifestyle

Based on the 50% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Midland
$40K$19,893
$50K$24,866
$60K$29,840
$75K$37,299
$80K$39,786
$100K$49,733
$120K$59,679
$150K$74,599

Monthly budget at $75K — New York vs Midland

ExpenseNew YorkMidland
Monthly take-home$4,309$4,741
1BR rent$3,500$1,200
Groceries$437$365
Transport$132$35
Utilities$180$178
Internet$75$65
Left after essentials$-15$2,898

Frequently asked questions

Is Midland cheaper than New York?

Yes. Midland has a cost of living index of 93 vs 187 for New York (100 = US average). That's about 50% cheaper.

How much will I save moving from New York to Midland?

On a $75K salary, moving from New York to Midland could save roughly $2,481/month on core expenses. That's ~$29,772/year.

What salary do I need in Midland to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $37,299/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only