Moving from New York to Long Beach (2026)

Long Beach has a COL index of 148 vs 187 for New York (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$1,198/mo
on core expenses · $75K salary baseline

Key differences

COL index
187148
100 = US avg
1BR rent
$3,500$2,400
per month
State tax
6.9%9.3%
income tax
Take-home at $75K
$4,309$4,159
per month

Salary needed in Long Beach to match your New York lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Long Beach
$40K$31,658
$50K$39,572
$60K$47,487
$75K$59,358
$80K$63,316
$100K$79,144
$120K$94,973
$150K$118,717

Monthly budget at $75K — New York vs Long Beach

ExpenseNew YorkLong Beach
Monthly take-home$4,309$4,159
1BR rent$3,500$2,400
Groceries$437$410
Transport$132$100
Utilities$180$148
Internet$75$68
Left after essentials$-15$1,033

Frequently asked questions

Is Long Beach cheaper than New York?

Yes. Long Beach has a cost of living index of 148 vs 187 for New York (100 = US average). That's about 21% cheaper.

How much will I save moving from New York to Long Beach?

On a $75K salary, moving from New York to Long Beach could save roughly $1,198/month on core expenses. That's ~$14,376/year.

What salary do I need in Long Beach to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $59,358/year in Long Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only