Moving from New York to Kansas City (2026)

Kansas City has a COL index of 91 vs 187 for New York (100 = US average). You'd pay about 51% less for the same lifestyle.

Save ~$2,468/mo
on core expenses · $75K salary baseline

Key differences

COL index
18791
100 = US avg
1BR rent
$3,500$1,200
per month
State tax
6.9%5.4%
income tax
Take-home at $75K
$4,309$4,403
per month

Salary needed in Kansas City to match your New York lifestyle

Based on the 51% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Kansas City
$40K$19,465
$50K$24,332
$60K$29,198
$75K$36,497
$80K$38,930
$100K$48,663
$120K$58,396
$150K$72,995

Monthly budget at $75K — New York vs Kansas City

ExpenseNew YorkKansas City
Monthly take-home$4,309$4,403
1BR rent$3,500$1,200
Groceries$437$361
Transport$132$70
Utilities$180$165
Internet$75$60
Left after essentials$-15$2,547

Frequently asked questions

Is Kansas City cheaper than New York?

Yes. Kansas City has a cost of living index of 91 vs 187 for New York (100 = US average). That's about 51% cheaper.

How much will I save moving from New York to Kansas City?

On a $75K salary, moving from New York to Kansas City could save roughly $2,468/month on core expenses. That's ~$29,616/year.

What salary do I need in Kansas City to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $36,497/year in Kansas City. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only