Moving from New York to Eugene (2026)

Eugene has a COL index of 107 vs 187 for New York (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$2,004/mo
on core expenses · $75K salary baseline

Key differences

COL index
187107
100 = US avg
1BR rent
$3,500$1,650
per month
State tax
6.9%9.9%
income tax
Take-home at $75K
$4,309$4,122
per month

Salary needed in Eugene to match your New York lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Eugene
$40K$22,888
$50K$28,610
$60K$34,332
$75K$42,914
$80K$45,775
$100K$57,219
$120K$68,663
$150K$85,829

Monthly budget at $75K — New York vs Eugene

ExpenseNew YorkEugene
Monthly take-home$4,309$4,122
1BR rent$3,500$1,650
Groceries$437$395
Transport$132$82
Utilities$180$128
Internet$75$65
Left after essentials$-15$1,802

Frequently asked questions

Is Eugene cheaper than New York?

Yes. Eugene has a cost of living index of 107 vs 187 for New York (100 = US average). That's about 43% cheaper.

How much will I save moving from New York to Eugene?

On a $75K salary, moving from New York to Eugene could save roughly $2,004/month on core expenses. That's ~$24,048/year.

What salary do I need in Eugene to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $42,914/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only