Moving from New York to Duluth (2026)
Duluth has a COL index of 87 vs 187 for New York (100 = US average). You'd pay about 53% less for the same lifestyle.
Save ~$2,468/mo
on core expenses · $75K salary baseline
Key differences
COL index
18787
100 = US avg
1BR rent
$3,500$1,200
per month
State tax
6.9%9.9%
income tax
Take-home at $75K
$4,309$4,122
per month
Salary needed in Duluth to match your New York lifestyle
Based on the 53% cost of living decrease between the two cities.
| Your salary in New York | Equivalent in Duluth |
|---|---|
| $40K | $18,610 |
| $50K | $23,262 |
| $60K | $27,914 |
| $75K | $34,893 |
| $80K | $37,219 |
| $100K | $46,524 |
| $120K | $55,829 |
| $150K | $69,786 |
Monthly budget at $75K — New York vs Duluth
| Expense | New York | Duluth |
|---|---|---|
| Monthly take-home | $4,309 | $4,122 |
| 1BR rent | $3,500 | $1,200 |
| Groceries | $437 | $369 |
| Transport | $132 | $60 |
| Utilities | $180 | $165 |
| Internet | $75 | $62 |
| Left after essentials | $-15 | $2,266 |
Frequently asked questions
Is Duluth cheaper than New York?
Yes. Duluth has a cost of living index of 87 vs 187 for New York (100 = US average). That's about 53% cheaper.
How much will I save moving from New York to Duluth?
On a $75K salary, moving from New York to Duluth could save roughly $2,468/month on core expenses. That's ~$29,616/year.
What salary do I need in Duluth to match my New York lifestyle?
To maintain the same purchasing power as $75,000 in New York, you'd need roughly $34,893/year in Duluth. This is based on the overall COL index difference between the two cities.
Moving from Duluth to New YorkNew York vs Duluth — full comparisonNew York cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only