Moving from New York to Charleston (2026)

Charleston has a COL index of 97 vs 187 for New York (100 = US average). You'd pay about 48% less for the same lifestyle.

Save ~$1,768/mo
on core expenses · $75K salary baseline

Key differences

COL index
18797
100 = US avg
1BR rent
$3,500$1,900
per month
State tax
6.9%6.2%
income tax
Take-home at $75K
$4,309$4,353
per month

Salary needed in Charleston to match your New York lifestyle

Based on the 48% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Charleston
$40K$20,749
$50K$25,936
$60K$31,123
$75K$38,904
$80K$41,497
$100K$51,872
$120K$62,246
$150K$77,807

Monthly budget at $75K — New York vs Charleston

ExpenseNew YorkCharleston
Monthly take-home$4,309$4,353
1BR rent$3,500$1,900
Groceries$437$376
Transport$132$55
Utilities$180$162
Internet$75$63
Left after essentials$-15$1,797

Frequently asked questions

Is Charleston cheaper than New York?

Yes. Charleston has a cost of living index of 97 vs 187 for New York (100 = US average). That's about 48% cheaper.

How much will I save moving from New York to Charleston?

On a $75K salary, moving from New York to Charleston could save roughly $1,768/month on core expenses. That's ~$21,216/year.

What salary do I need in Charleston to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $38,904/year in Charleston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only