Moving from New York to Augusta (2026)

Augusta has a COL index of 85 vs 187 for New York (100 = US average). You'd pay about 55% less for the same lifestyle.

Save ~$2,388/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
187 โ†’ 85
100 = US avg
1BR rent
$3,500 โ†’ $1,200
per month
State tax
6.9% โ†’ 5.5%
income tax
COL difference
187 โ†’ 85
55% cheaper

Salary needed in Augusta to match your New York lifestyle

Based on the 55% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Augusta
$40K$18,182
$50K$22,727
$60K$27,273
$75K$34,091
$80K$36,364
$100K$45,455
$120K$54,545
$150K$68,182

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$2,509/moon core expenses at $75K

Monthly budget at $75K โ€” New York vs Augusta

ExpenseNew YorkAugusta
Monthly take-home$4,309$4,397
1BR rent$3,500$1,200
Groceries$437$353
Transport$132$42
Utilities$180$162
Internet$75$58
Left after essentials$-15$2,582

30-Year Wealth Builder

If you invest your monthly savings of $2,509 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$3,060,907

over 30 years compared to staying in New York โ€” that's the real price of a city.

$2,509/mo invested

Frequently asked questions

Is Augusta cheaper than New York?

Yes. Augusta has a cost of living index of 85 vs 187 for New York (100 = US average). That's about 55% cheaper.

How much will I save moving from New York to Augusta?

On a $75K salary, moving from New York to Augusta saves roughly $2,388/month on core expenses. That's ~$28,656/year.

What salary do I need in Augusta to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $34,091/year in Augusta. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only