Moving from New York to Amarillo (2026)

Amarillo has a COL index of 80 vs 187 for New York (100 = US average). You'd pay about 57% less for the same lifestyle.

Save ~$2,760/mo
on core expenses · $75K salary baseline

Key differences

COL index
18780
100 = US avg
1BR rent
$3,500$950
per month
State tax
6.9%None
income tax
Take-home at $75K
$4,309$4,741
per month

Salary needed in Amarillo to match your New York lifestyle

Based on the 57% cost of living decrease between the two cities.

Your salary in New YorkEquivalent in Amarillo
$40K$17,112
$50K$21,390
$60K$25,668
$75K$32,086
$80K$34,225
$100K$42,781
$120K$51,337
$150K$64,171

Monthly budget at $75K — New York vs Amarillo

ExpenseNew YorkAmarillo
Monthly take-home$4,309$4,741
1BR rent$3,500$950
Groceries$437$346
Transport$132$38
Utilities$180$170
Internet$75$60
Left after essentials$-15$3,177

Frequently asked questions

Is Amarillo cheaper than New York?

Yes. Amarillo has a cost of living index of 80 vs 187 for New York (100 = US average). That's about 57% cheaper.

How much will I save moving from New York to Amarillo?

On a $75K salary, moving from New York to Amarillo could save roughly $2,760/month on core expenses. That's ~$33,120/year.

What salary do I need in Amarillo to match my New York lifestyle?

To maintain the same purchasing power as $75,000 in New York, you'd need roughly $32,086/year in Amarillo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only