Moving from Nashville to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 112 for Nashville (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$638/mo
on core expenses · $75K salary baseline

Key differences

COL index
11289
100 = US avg
1BR rent
$1,800$1,200
per month
State tax
None3.2%
income tax
Take-home at $75K
$4,741$4,541
per month

Salary needed in Indianapolis to match your Nashville lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Indianapolis
$40K$31,786
$50K$39,732
$60K$47,679
$75K$59,598
$80K$63,571
$100K$79,464
$120K$95,357
$150K$119,196

Monthly budget at $75K — Nashville vs Indianapolis

ExpenseNashvilleIndianapolis
Monthly take-home$4,741$4,541
1BR rent$1,800$1,200
Groceries$365$357
Transport$70$60
Utilities$170$155
Internet$60$55
Left after essentials$2,276$2,714

Frequently asked questions

Is Indianapolis cheaper than Nashville?

Yes. Indianapolis has a cost of living index of 89 vs 112 for Nashville (100 = US average). That's about 21% cheaper.

How much will I save moving from Nashville to Indianapolis?

On a $75K salary, moving from Nashville to Indianapolis could save roughly $638/month on core expenses. That's ~$7,656/year.

What salary do I need in Indianapolis to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $59,598/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only