Moving from Indianapolis to Nashville (2026)

Nashville has a COL index of 112 vs 89 for Indianapolis (100 = US average). Expect to pay about 26% more for the same lifestyle.

Pay ~$638 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89112
100 = US avg
1BR rent
$1,200$1,800
per month
State tax
3.2%None
income tax
Take-home at $75K
$4,541$4,741
per month

Salary needed in Nashville to match your Indianapolis lifestyle

Based on the 26% cost of living increase between the two cities.

Your salary in IndianapolisEquivalent in Nashville
$40K$50,337
$50K$62,921
$60K$75,506
$75K$94,382
$80K$100,674
$100K$125,843
$120K$151,011
$150K$188,764

Monthly budget at $75K — Indianapolis vs Nashville

ExpenseIndianapolisNashville
Monthly take-home$4,541$4,741
1BR rent$1,200$1,800
Groceries$357$365
Transport$60$70
Utilities$155$170
Internet$55$60
Left after essentials$2,714$2,276

Frequently asked questions

Is Nashville cheaper than Indianapolis?

No. Nashville has a cost of living index of 112 vs 89 for Indianapolis (100 = US average). That's about 26% more expensive.

How much will I save moving from Indianapolis to Nashville?

On a $75K salary, core expenses in Nashville run about $638/month more than Indianapolis. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Indianapolis lifestyle?

To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $94,382/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only