Moving from Nashville to Baltimore (2026)

Baltimore has a COL index of 110 vs 112 for Nashville (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$154/mo
on core expenses · $75K salary baseline

Key differences

COL index
112110
100 = US avg
1BR rent
$1,800$1,900
per month
State tax
None4.8%
income tax
Take-home at $75K
$4,741$4,441
per month

Salary needed in Baltimore to match your Nashville lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Baltimore
$40K$39,286
$50K$49,107
$60K$58,929
$75K$73,661
$80K$78,571
$100K$98,214
$120K$117,857
$150K$147,321

Monthly budget at $75K — Nashville vs Baltimore

ExpenseNashvilleBaltimore
Monthly take-home$4,741$4,441
1BR rent$1,800$1,900
Groceries$365$391
Transport$70$88
Utilities$170$175
Internet$60$65
Left after essentials$2,276$1,822

Frequently asked questions

Is Baltimore cheaper than Nashville?

Yes. Baltimore has a cost of living index of 110 vs 112 for Nashville (100 = US average). That's about 2% cheaper.

How much will I save moving from Nashville to Baltimore?

On a $75K salary, core expenses in Baltimore run about $154/month more than Nashville. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $73,661/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only