Moving from Montgomery to Springfield (2026)

Springfield has a COL index of 81 vs 81 for Montgomery (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$51 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8181
100 = US avg
1BR rent
$1,050$1,000
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Springfield to match your Montgomery lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Springfield
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Montgomery vs Springfield

ExpenseMontgomerySpringfield
Monthly take-home$4,428$4,428
1BR rent$1,050$1,000
Groceries$353$357
Transport$38$48
Utilities$170$155
Internet$58$58
Left after essentials$2,759$2,810

Frequently asked questions

Is Springfield cheaper than Montgomery?

No. Springfield has a cost of living index of 81 vs 81 for Montgomery (100 = US average). That's about 0% more expensive.

How much will I save moving from Montgomery to Springfield?

On a $75K salary, moving from Montgomery to Springfield could save roughly $51/month on core expenses. That's ~$612/year.

What salary do I need in Springfield to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $75,000/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only