Moving from Montgomery to Nashville (2026)

Nashville has a COL index of 112 vs 81 for Montgomery (100 = US average). Expect to pay about 38% more for the same lifestyle.

Pay ~$796 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
81112
100 = US avg
1BR rent
$1,050$1,800
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Nashville to match your Montgomery lifestyle

Based on the 38% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Nashville
$40K$55,309
$50K$69,136
$60K$82,963
$75K$103,704
$80K$110,617
$100K$138,272
$120K$165,926
$150K$207,407

Monthly budget at $75K — Montgomery vs Nashville

ExpenseMontgomeryNashville
Monthly take-home$4,428$4,741
1BR rent$1,050$1,800
Groceries$353$365
Transport$38$70
Utilities$170$170
Internet$58$60
Left after essentials$2,759$2,276

Frequently asked questions

Is Nashville cheaper than Montgomery?

No. Nashville has a cost of living index of 112 vs 81 for Montgomery (100 = US average). That's about 38% more expensive.

How much will I save moving from Montgomery to Nashville?

On a $75K salary, core expenses in Nashville run about $796/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $103,704/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only