Moving from Montgomery to Lubbock (2026)

Lubbock has a COL index of 81 vs 81 for Montgomery (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$363 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 81
100 = US avg
1BR rent
$1,050 โ†’ $1,000
per month
State tax
5% โ†’ None
income tax
COL difference
81 โ†’ 81
0% more expensive

Salary needed in Lubbock to match your Montgomery lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Lubbock
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$55/moon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Lubbock

ExpenseMontgomeryLubbock
Monthly take-home$4,428$4,741
1BR rent$1,050$1,000
Groceries$353$346
Transport$38$38
Utilities$170$172
Internet$58$58
Left after essentials$2,759$3,127

Frequently asked questions

Is Lubbock cheaper than Montgomery?

No. Lubbock has a cost of living index of 81 vs 81 for Montgomery (100 = US average). That's about 0% more expensive.

How much will I save moving from Montgomery to Lubbock?

On a $75K salary, moving from Montgomery to Lubbock saves roughly $363/month on core expenses. That's ~$4,356/year.

What salary do I need in Lubbock to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $75,000/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only