Moving from Montgomery to Lincoln (2026)

Lincoln has a COL index of 86 vs 81 for Montgomery (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$150 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 86
100 = US avg
1BR rent
$1,050 โ†’ $1,150
per month
State tax
5% โ†’ 5.8%
income tax
COL difference
81 โ†’ 86
6% more expensive

Salary needed in Lincoln to match your Montgomery lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Lincoln
$40K$42,469
$50K$53,086
$60K$63,704
$75K$79,630
$80K$84,938
$100K$106,173
$120K$127,407
$150K$159,259

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$96/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Lincoln

ExpenseMontgomeryLincoln
Monthly take-home$4,428$4,378
1BR rent$1,050$1,150
Groceries$353$357
Transport$38$48
Utilities$170$152
Internet$58$58
Left after essentials$2,759$2,613

Frequently asked questions

Is Lincoln cheaper than Montgomery?

No. Lincoln has a cost of living index of 86 vs 81 for Montgomery (100 = US average). That's about 6% more expensive.

How much will I save moving from Montgomery to Lincoln?

On a $75K salary, core expenses in Lincoln run about $150/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Lincoln to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $79,630/year in Lincoln. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only