Moving from Montgomery to Houston (2026)

Houston has a COL index of 95 vs 81 for Montgomery (100 = US average). Expect to pay about 17% more for the same lifestyle.

Pay ~$368 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8195
100 = US avg
1BR rent
$1,050$1,350
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Houston to match your Montgomery lifestyle

Based on the 17% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Houston
$40K$46,914
$50K$58,642
$60K$70,370
$75K$87,963
$80K$93,827
$100K$117,284
$120K$140,741
$150K$175,926

Monthly budget at $75K — Montgomery vs Houston

ExpenseMontgomeryHouston
Monthly take-home$4,428$4,741
1BR rent$1,050$1,350
Groceries$353$357
Transport$38$90
Utilities$170$175
Internet$58$65
Left after essentials$2,759$2,704

Frequently asked questions

Is Houston cheaper than Montgomery?

No. Houston has a cost of living index of 95 vs 81 for Montgomery (100 = US average). That's about 17% more expensive.

How much will I save moving from Montgomery to Houston?

On a $75K salary, core expenses in Houston run about $368/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Houston to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $87,963/year in Houston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only