Moving from Montgomery to Boston (2026)

Boston has a COL index of 162 vs 81 for Montgomery (100 = US average). Expect to pay about 100% more for the same lifestyle.

Pay ~$2,094 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
81162
100 = US avg
1BR rent
$1,050$3,000
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Boston to match your Montgomery lifestyle

Based on the 100% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Boston
$40K$80,000
$50K$100,000
$60K$120,000
$75K$150,000
$80K$160,000
$100K$200,000
$120K$240,000
$150K$300,000

Monthly budget at $75K — Montgomery vs Boston

ExpenseMontgomeryBoston
Monthly take-home$4,428$4,428
1BR rent$1,050$3,000
Groceries$353$418
Transport$38$90
Utilities$170$185
Internet$58$70
Left after essentials$2,759$665

Frequently asked questions

Is Boston cheaper than Montgomery?

No. Boston has a cost of living index of 162 vs 81 for Montgomery (100 = US average). That's about 100% more expensive.

How much will I save moving from Montgomery to Boston?

On a $75K salary, core expenses in Boston run about $2,094/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Boston to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $150,000/year in Boston. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only