Moving from Montgomery to Boise (2026)

Boise has a COL index of 105 vs 81 for Montgomery (100 = US average). Expect to pay about 30% more for the same lifestyle.

Pay ~$600 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 105
100 = US avg
1BR rent
$1,050 โ†’ $1,600
per month
State tax
5% โ†’ 5.8%
income tax
COL difference
81 โ†’ 105
30% more expensive

Salary needed in Boise to match your Montgomery lifestyle

Based on the 30% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Boise
$40K$51,852
$50K$64,815
$60K$77,778
$75K$97,222
$80K$103,704
$100K$129,630
$120K$155,556
$150K$194,444

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$553/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Boise

ExpenseMontgomeryBoise
Monthly take-home$4,428$4,378
1BR rent$1,050$1,600
Groceries$353$372
Transport$38$45
Utilities$170$145
Internet$58$60
Left after essentials$2,759$2,156

Frequently asked questions

Is Boise cheaper than Montgomery?

No. Boise has a cost of living index of 105 vs 81 for Montgomery (100 = US average). That's about 30% more expensive.

How much will I save moving from Montgomery to Boise?

On a $75K salary, core expenses in Boise run about $600/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Boise to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $97,222/year in Boise. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only