Moving from Montgomery to Birmingham (2026)

Birmingham has a COL index of 84 vs 81 for Montgomery (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$150 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 84
100 = US avg
1BR rent
$1,050 โ†’ $1,200
per month
State tax
5% โ†’ 5%
income tax
COL difference
81 โ†’ 84
4% more expensive

Salary needed in Birmingham to match your Montgomery lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Birmingham
$40K$41,481
$50K$51,852
$60K$62,222
$75K$77,778
$80K$82,963
$100K$103,704
$120K$124,444
$150K$155,556

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$161/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Birmingham

ExpenseMontgomeryBirmingham
Monthly take-home$4,428$4,428
1BR rent$1,050$1,200
Groceries$353$357
Transport$38$40
Utilities$170$175
Internet$58$58
Left after essentials$2,759$2,598

Frequently asked questions

Is Birmingham cheaper than Montgomery?

No. Birmingham has a cost of living index of 84 vs 81 for Montgomery (100 = US average). That's about 4% more expensive.

How much will I save moving from Montgomery to Birmingham?

On a $75K salary, core expenses in Birmingham run about $150/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Birmingham to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $77,778/year in Birmingham. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only