Moving from Montgomery to Amarillo (2026)
Amarillo has a COL index of 80 vs 81 for Montgomery (100 = US average). You'd pay about 1% less for the same lifestyle.
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Key differences
Salary needed in Amarillo to match your Montgomery lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Montgomery | Equivalent in Amarillo |
|---|---|
| $40K | $39,506 |
| $50K | $49,383 |
| $60K | $59,259 |
| $75K | $74,074 |
| $80K | $79,012 |
| $100K | $98,765 |
| $120K | $118,519 |
| $150K | $148,148 |
💵 Household income (before tax)
Monthly budget at $75K — Montgomery vs Amarillo
| Expense | Montgomery | Amarillo |
|---|---|---|
| Monthly take-home | $4,428 | $4,741 |
| 1BR rent | $1,050 | $950 |
| Groceries | $353 | $346 |
| Transport | $38 | $38 |
| Utilities | $170 | $170 |
| Internet | $58 | $60 |
| Left after essentials | $2,759 | $3,177 |
30-Year Wealth Builder
If you invest your monthly savings of $105 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Montgomery — that's the real price of a city.
Frequently asked questions
Is Amarillo cheaper than Montgomery?
Yes. Amarillo has a cost of living index of 80 vs 81 for Montgomery (100 = US average). That's about 1% cheaper.
How much will I save moving from Montgomery to Amarillo?
On a $75K salary, moving from Montgomery to Amarillo saves roughly $413/month on core expenses. That's ~$4,956/year.
What salary do I need in Amarillo to match my Montgomery lifestyle?
To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $74,074/year in Amarillo. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only