Moving from Missoula to St. Paul (2026)

St. Paul has a COL index of 97 vs 97 for Missoula (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$303 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9797
100 = US avg
1BR rent
$1,300$1,500
per month
State tax
6.8%9.9%
income tax
Take-home at $75K
$4,316$4,122
per month

Salary needed in St. Paul to match your Missoula lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in MissoulaEquivalent in St. Paul
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Missoula vs St. Paul

ExpenseMissoulaSt. Paul
Monthly take-home$4,316$4,122
1BR rent$1,300$1,500
Groceries$376$384
Transport$45$95
Utilities$145$195
Internet$68$63
Left after essentials$2,382$1,885

Frequently asked questions

Is St. Paul cheaper than Missoula?

No. St. Paul has a cost of living index of 97 vs 97 for Missoula (100 = US average). That's about 0% more expensive.

How much will I save moving from Missoula to St. Paul?

On a $75K salary, core expenses in St. Paul run about $303/month more than Missoula. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Missoula lifestyle?

To maintain the same purchasing power as $75,000 in Missoula, you'd need roughly $75,000/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only