Moving from Missoula to Split (2026)

Split has a COL index of 55 vs 97 for Missoula (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$225/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 55
100 = US avg
1BR rent
$1,300 โ†’ $700
per month
State tax
6.8% โ†’ 20%
income tax
COL difference
97 โ†’ 55
43% cheaper

Salary needed in Split to match your Missoula lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in MissoulaEquivalent in Split
$40K$22,680
$50K$28,351
$60K$34,021
$75K$42,526
$80K$45,361
$100K$56,701
$120K$68,041
$150K$85,052

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$599/moon core expenses at $75K

Monthly budget at $75K โ€” Missoula vs Split

ExpenseMissoulaSplit
Monthly take-home$4,316$3,491
1BR rent$1,300$700
Groceries$376$380
Transport$45$150
Utilities$145$80
Internet$68$25
Left after essentials$2,382$2,156

30-Year Wealth Builder

If you invest your monthly savings of $599 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$730,763

over 30 years compared to staying in Missoula โ€” that's the real price of a city.

$599/mo invested

Frequently asked questions

Is Split cheaper than Missoula?

Yes. Split has a cost of living index of 55 vs 97 for Missoula (100 = US average). That's about 43% cheaper.

How much will I save moving from Missoula to Split?

On a $75K salary, core expenses in Split run about $225/month more than Missoula. Factor this into your salary negotiation when relocating.

What salary do I need in Split to match my Missoula lifestyle?

To maintain the same purchasing power as $75,000 in Missoula, you'd need roughly $42,526/year in Split. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only