Moving from Minneapolis to St. Louis (2026)

St. Louis has a COL index of 87 vs 106 for Minneapolis (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$725/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
106 โ†’ 87
100 = US avg
1BR rent
$1,700 โ†’ $1,300
per month
State tax
9.9% โ†’ 4.7%
income tax
COL difference
106 โ†’ 87
18% cheaper

Salary needed in St. Louis to match your Minneapolis lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in St. Louis
$40K$32,830
$50K$41,038
$60K$49,245
$75K$61,557
$80K$65,660
$100K$82,075
$120K$98,491
$150K$123,113

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$480/moon core expenses at $75K

Monthly budget at $75K โ€” Minneapolis vs St. Louis

ExpenseMinneapolisSt. Louis
Monthly take-home$4,122$4,447
1BR rent$1,700$1,300
Groceries$391$369
Transport$95$75
Utilities$195$162
Internet$65$60
Left after essentials$1,676$2,481

30-Year Wealth Builder

If you invest your monthly savings of $480 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$585,586

over 30 years compared to staying in Minneapolis โ€” that's the real price of a city.

$480/mo invested

Frequently asked questions

Is St. Louis cheaper than Minneapolis?

Yes. St. Louis has a cost of living index of 87 vs 106 for Minneapolis (100 = US average). That's about 18% cheaper.

How much will I save moving from Minneapolis to St. Louis?

On a $75K salary, moving from Minneapolis to St. Louis saves roughly $725/month on core expenses. That's ~$8,700/year.

What salary do I need in St. Louis to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $61,557/year in St. Louis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only