Moving from Minneapolis to Sofia (2026)

Sofia has a COL index of 48 vs 106 for Minneapolis (100 = US average). You'd pay about 55% less for the same lifestyle.

Save ~$1,154/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
106 โ†’ 48
100 = US avg
1BR rent
$1,700 โ†’ $540
per month
State tax
9.9% โ†’ 10%
income tax
COL difference
106 โ†’ 48
55% cheaper

Salary needed in Sofia to match your Minneapolis lifestyle

Based on the 55% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Sofia
$40K$18,113
$50K$22,642
$60K$27,170
$75K$33,962
$80K$36,226
$100K$45,283
$120K$54,340
$150K$67,925

Adjust your salary

Save ~$1,281/moon core expenses at $75K

Monthly budget at $75K โ€” Minneapolis vs Sofia

ExpenseMinneapolisSofia
Monthly take-home$4,122$4,116
1BR rent$1,700$540
Groceries$391$380
Transport$95$150
Utilities$195$75
Internet$65$20
Left after essentials$1,676$2,951

30-Year Wealth Builder

If you invest your monthly savings of $1,281 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,562,783

over 30 years compared to staying in Minneapolis โ€” that's the real price of a city.

$1,281/mo invested

Frequently asked questions

Is Sofia cheaper than Minneapolis?

Yes. Sofia has a cost of living index of 48 vs 106 for Minneapolis (100 = US average). That's about 55% cheaper.

How much will I save moving from Minneapolis to Sofia?

On a $75K salary, moving from Minneapolis to Sofia saves roughly $1,154/month on core expenses. That's ~$13,848/year.

What salary do I need in Sofia to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $33,962/year in Sofia. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only