Moving from Minneapolis to Rochester (2026)

Rochester has a COL index of 94 vs 106 for Minneapolis (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$381/mo
on core expenses · $75K salary baseline

Key differences

COL index
10694
100 = US avg
1BR rent
$1,700$1,400
per month
State tax
9.9%9.9%
income tax
Take-home at $75K
$4,122$4,122
per month

Salary needed in Rochester to match your Minneapolis lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Rochester
$40K$35,472
$50K$44,340
$60K$53,208
$75K$66,509
$80K$70,943
$100K$88,679
$120K$106,415
$150K$133,019

Monthly budget at $75K — Minneapolis vs Rochester

ExpenseMinneapolisRochester
Monthly take-home$4,122$4,122
1BR rent$1,700$1,400
Groceries$391$380
Transport$95$55
Utilities$195$168
Internet$65$62
Left after essentials$1,676$2,057

Frequently asked questions

Is Rochester cheaper than Minneapolis?

Yes. Rochester has a cost of living index of 94 vs 106 for Minneapolis (100 = US average). That's about 11% cheaper.

How much will I save moving from Minneapolis to Rochester?

On a $75K salary, moving from Minneapolis to Rochester could save roughly $381/month on core expenses. That's ~$4,572/year.

What salary do I need in Rochester to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $66,509/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only