Moving from Minneapolis to Duluth (2026)

Duluth has a COL index of 87 vs 106 for Minneapolis (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$590/mo
on core expenses · $75K salary baseline

Key differences

COL index
10687
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
9.9%9.9%
income tax
Take-home at $75K
$4,122$4,122
per month

Salary needed in Duluth to match your Minneapolis lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Duluth
$40K$32,830
$50K$41,038
$60K$49,245
$75K$61,557
$80K$65,660
$100K$82,075
$120K$98,491
$150K$123,113

Monthly budget at $75K — Minneapolis vs Duluth

ExpenseMinneapolisDuluth
Monthly take-home$4,122$4,122
1BR rent$1,700$1,200
Groceries$391$369
Transport$95$60
Utilities$195$165
Internet$65$62
Left after essentials$1,676$2,266

Frequently asked questions

Is Duluth cheaper than Minneapolis?

Yes. Duluth has a cost of living index of 87 vs 106 for Minneapolis (100 = US average). That's about 18% cheaper.

How much will I save moving from Minneapolis to Duluth?

On a $75K salary, moving from Minneapolis to Duluth could save roughly $590/month on core expenses. That's ~$7,080/year.

What salary do I need in Duluth to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $61,557/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only