Moving from Minneapolis to Duluth (2026)
Duluth has a COL index of 87 vs 106 for Minneapolis (100 = US average). You'd pay about 18% less for the same lifestyle.
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Key differences
Salary needed in Duluth to match your Minneapolis lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Minneapolis | Equivalent in Duluth |
|---|---|
| $40K | $32,830 |
| $50K | $41,038 |
| $60K | $49,245 |
| $75K | $61,557 |
| $80K | $65,660 |
| $100K | $82,075 |
| $120K | $98,491 |
| $150K | $123,113 |
💵 Household income (before tax)
Monthly budget at $75K — Minneapolis vs Duluth
| Expense | Minneapolis | Duluth |
|---|---|---|
| Monthly take-home | $4,122 | $4,122 |
| 1BR rent | $1,700 | $1,200 |
| Groceries | $391 | $369 |
| Transport | $95 | $60 |
| Utilities | $195 | $165 |
| Internet | $65 | $62 |
| Left after essentials | $1,676 | $2,266 |
30-Year Wealth Builder
If you invest your monthly savings of $590 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Minneapolis — that's the real price of a city.
Frequently asked questions
Is Duluth cheaper than Minneapolis?
Yes. Duluth has a cost of living index of 87 vs 106 for Minneapolis (100 = US average). That's about 18% cheaper.
How much will I save moving from Minneapolis to Duluth?
On a $75K salary, moving from Minneapolis to Duluth saves roughly $500/month on core expenses. That's ~$6,000/year.
What salary do I need in Duluth to match my Minneapolis lifestyle?
To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $61,557/year in Duluth. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only