Moving from Milwaukee to Chicago (2026)

Chicago has a COL index of 107 vs 89 for Milwaukee (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$598 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89107
100 = US avg
1BR rent
$1,350$1,900
per month
State tax
7.7%4.9%
income tax
Take-home at $75K
$4,259$4,434
per month

Salary needed in Chicago to match your Milwaukee lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in MilwaukeeEquivalent in Chicago
$40K$48,090
$50K$60,112
$60K$72,135
$75K$90,169
$80K$96,180
$100K$120,225
$120K$144,270
$150K$180,337

Monthly budget at $75K — Milwaukee vs Chicago

ExpenseMilwaukeeChicago
Monthly take-home$4,259$4,434
1BR rent$1,350$1,900
Groceries$372$388
Transport$72$105
Utilities$168$165
Internet$63$65
Left after essentials$2,234$1,811

Frequently asked questions

Is Chicago cheaper than Milwaukee?

No. Chicago has a cost of living index of 107 vs 89 for Milwaukee (100 = US average). That's about 20% more expensive.

How much will I save moving from Milwaukee to Chicago?

On a $75K salary, core expenses in Chicago run about $598/month more than Milwaukee. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Milwaukee lifestyle?

To maintain the same purchasing power as $75,000 in Milwaukee, you'd need roughly $90,169/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only