Moving from Midland to Laredo (2026)

Laredo has a COL index of 79 vs 93 for Midland (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$250/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
93 โ†’ 79
100 = US avg
1BR rent
$1,200 โ†’ $950
per month
State tax
None โ†’ None
income tax
COL difference
93 โ†’ 79
15% cheaper

Salary needed in Laredo to match your Midland lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in MidlandEquivalent in Laredo
$40K$33,978
$50K$42,473
$60K$50,968
$75K$63,710
$80K$67,957
$100K$84,946
$120K$101,935
$150K$127,419

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$294/moon core expenses at $75K

Monthly budget at $75K โ€” Midland vs Laredo

ExpenseMidlandLaredo
Monthly take-home$4,741$4,741
1BR rent$1,200$950
Groceries$365$338
Transport$35$35
Utilities$178$168
Internet$65$58
Left after essentials$2,898$3,192

30-Year Wealth Builder

If you invest your monthly savings of $294 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$358,671

over 30 years compared to staying in Midland โ€” that's the real price of a city.

$294/mo invested

Frequently asked questions

Is Laredo cheaper than Midland?

Yes. Laredo has a cost of living index of 79 vs 93 for Midland (100 = US average). That's about 15% cheaper.

How much will I save moving from Midland to Laredo?

On a $75K salary, moving from Midland to Laredo saves roughly $250/month on core expenses. That's ~$3,000/year.

What salary do I need in Laredo to match my Midland lifestyle?

To maintain the same purchasing power as $75,000 in Midland, you'd need roughly $63,710/year in Laredo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only